While owning a home is the quintessential American dream, not everyone is able to purchase a home when they desire. If you’re fresh out of school with a boat load of student debt, it’s probably best to wait until you’ve been working for at least a year before you start looking to buy. You’ll also want to make sure that your credit score is where it should be, since the higher your score, the lower your interest rate will be.
Unquestionably, the Internet has changed everything, making our lives easier and more productive as we cruise at digital speed down the information highway. No other activity better exemplifies the transformation in our daily lives as does online banking which give us instant, and, with smart phone technology, around the clock access to most any service we require of our banks.
It should not take the filing of a tax return or a death in the family to finally create order out of paper chaos so you are not forced to scramble in those critical circumstances. The chances of making costly errors are too great not to take some very simple, albeit essential, measures to get and stay organized all year long.